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Debt Collection and Recovery
Debt collection and recovery services, including ‘soft’ collections and collections of a litigious nature, advice on credit agreements, debt structuring, negotiation, settlements, and other debt related dispute resolution services.
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Finance
Car balloon payments: Pop goes your budget!
31 March 2025
A car balloon payment may not be quite as festive as it sounds. Consumers often don’t consider the down-the-road impact
...
of a balloon payment. In this article, we look at the balloon payment structure and what consumers can do to manage this or alternatives that can be considered when procuring a vehicle.
show more
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523
Article
Can a Creditor Sell the Home of a Debtor to Recover Outstanding Debt?
12 August 2024
Most South Africans today, are overburdened and overwhelmed with debt and are struggling to repay creditors. According to recent statistics,
...
a third of people in South Africa with credit are struggling to repay their debts. This means, there are approximately 10 million people who are three months or more behind on d
show more
READ MORE
5997
Article
Does a Settlement Agreement Constitute a Credit Agreement?
02 November 2023
In a recent legal dispute, the court's ruling brought to the forefront a perplexing issue that has long plagued the
...
legal landscape: the classification of settlement agreements under the National Credit Act (NCA). The court's decision, which emphasised the importance of preserving the amicable resolution of disputes,
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2159
Article
Can Foreign Judgments Be Enforced in South Africa?
04 September 2023
A judgment granted by a foreign court is not directly enforceable in South Africa but constitutes a prima facie proof
...
of debt (the clearest possible proof of debt). One would still need to institute an action from the South African court based on the foreign judgment.
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4673
Article
Prescription and claims against organs of state
28 February 2023
Claims against the state may arise from several causes of action. Importantly though, it must be remembered that claims against
...
any organ of state are also subject to prescription, and care should be taken to not let your claim prescribe. In this article, we examine the current legal position in respect of prescription and claims against the state.
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1393
Article
What legal costs can a creditor charge a debtor to recover outstanding debt?
08 February 2022
When times are tough, you may not get around to paying all your bills. But be warned, if neglected for
...
too long, it will inevitably lead to letters of demand for payment along with interest, charges and legal fees. As your outstanding obligations grow, you may wonder whether all these costs are allowed? Lets unpack what the law says.
show more
READ MORE
1721
Article
Car balloon payments: Pop goes your budget!
31 March 2025
A car balloon payment may not be quite as festive as it sounds. Consumers often don’t consider the down-the-road impact
...
of a balloon payment. In this article, we look at the balloon payment structure and what consumers can do to manage this or alternatives that can be considered when procuring a vehicle.
show more
READ MORE
523
Article
Can a Creditor Sell the Home of a Debtor to Recover Outstanding Debt?
12 August 2024
Most South Africans today, are overburdened and overwhelmed with debt and are struggling to repay creditors. According to recent statistics,
...
a third of people in South Africa with credit are struggling to repay their debts. This means, there are approximately 10 million people who are three months or more behind on debt repayments. This article will explore under what circumstances can a creditor (someone to who you owe money) have your residential home or immovable property sold in execution to obtain payment of an outstanding debt after judgment has been granted in their favour.
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5997
Article
Does a Settlement Agreement Constitute a Credit Agreement?
02 November 2023
In a recent legal dispute, the court's ruling brought to the forefront a perplexing issue that has long plagued the
...
legal landscape: the classification of settlement agreements under the National Credit Act (NCA). The court's decision, which emphasised the importance of preserving the amicable resolution of disputes, shed light on the intricate interplay between settlement agreements and credit agreements within the framework of the NCA.
show more
READ MORE
2159
Article
Can Foreign Judgments Be Enforced in South Africa?
04 September 2023
A judgment granted by a foreign court is not directly enforceable in South Africa but constitutes a prima facie proof
...
of debt (the clearest possible proof of debt). One would still need to institute an action from the South African court based on the foreign judgment.
show more
READ MORE
4673
Article
Prescription and claims against organs of state
28 February 2023
Claims against the state may arise from several causes of action. Importantly though, it must be remembered that claims against
...
any organ of state are also subject to prescription, and care should be taken to not let your claim prescribe. In this article, we examine the current legal position in respect of prescription and claims against the state.
show more
READ MORE
1393
Article
What legal costs can a creditor charge a debtor to recover outstanding debt?
08 February 2022
When times are tough, you may not get around to paying all your bills. But be warned, if neglected for
...
too long, it will inevitably lead to letters of demand for payment along with interest, charges and legal fees. As your outstanding obligations grow, you may wonder whether all these costs are allowed? Lets unpack what the law says.
show more
READ MORE
1721
Article
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