Home
/
Our Expertise
/
Expertise Detail
/
Home
/
Home
|
Login
Our Team
Our Expertise
Our Insights
BOND CALCULATOR
SUBSCRIBE
Our Team
Our Expertise
Our Insights
Debt Collection and Recovery
Debt collection and recovery services, including ‘soft’ collections and collections of a litigious nature, advice on credit agreements, debt structuring, negotiation, settlements, and other debt related dispute resolution services.
Team
Sectors
Insights
Finance
When payroll becomes a liability
31 July 2026
Employers have important legal obligations when processing emoluments attachment orders. Getting it wrong could prove costly.
READ MORE
110
Article
The Section 65 Financial Inquiry: What Judgment Debtors Can Expect
07 July 2026,
Tinus Botes
Obtaining judgment against a debtor is often only the first step in recovering a debt. Where a judgment debtor fails
...
to satisfy the judgment, a creditor may use the section 65 procedure under the Magistrates’ Courts Act 32 of 1944 to investigate the debtor’s financial position and determine their abil
show more
READ MORE
634
Article
A small debt shouldn’t cost you your home
28 April 2026
Courts have reaffirmed that a primary residence cannot be sold for a small debt without strict scrutiny.
READ MORE
254
Article
Car balloon payments: Pop goes your budget!
31 March 2025
A car balloon payment may not be quite as festive as it sounds. Consumers often don’t consider the down-the-road impact
...
of a balloon payment. In this article, we look at the balloon payment structure and what consumers can do to manage this or alternatives that can be considered when procuring a vehicle.
show more
READ MORE
809
Article
Can a Creditor Sell the Home of a Debtor to Recover Outstanding Debt?
12 August 2024
Most South Africans today, are overburdened and overwhelmed with debt and are struggling to repay creditors. According to recent statistics,
...
a third of people in South Africa with credit are struggling to repay their debts. This means, there are approximately 10 million people who are three months or more behind on d
show more
READ MORE
7088
Article
Does a Settlement Agreement Constitute a Credit Agreement?
02 November 2023
In a recent legal dispute, the court's ruling brought to the forefront a perplexing issue that has long plagued the
...
legal landscape: the classification of settlement agreements under the National Credit Act (NCA). The court's decision, which emphasised the importance of preserving the amicable resolution of disputes,
show more
READ MORE
3640
Article
When payroll becomes a liability
31 July 2026
Employers have important legal obligations when processing emoluments attachment orders. Getting it wrong could prove costly.
READ MORE
110
Article
The Section 65 Financial Inquiry: What Judgment Debtors Can Expect
07 July 2026,
Tinus Botes
Obtaining judgment against a debtor is often only the first step in recovering a debt. Where a judgment debtor fails
...
to satisfy the judgment, a creditor may use the section 65 procedure under the Magistrates’ Courts Act 32 of 1944 to investigate the debtor’s financial position and determine their ability to pay. Understanding the purpose, process, and possible outcomes of a financial inquiry is important for both creditors and debtors.
show more
READ MORE
634
Article
A small debt shouldn’t cost you your home
28 April 2026
Courts have reaffirmed that a primary residence cannot be sold for a small debt without strict scrutiny.
READ MORE
254
Article
Car balloon payments: Pop goes your budget!
31 March 2025
A car balloon payment may not be quite as festive as it sounds. Consumers often don’t consider the down-the-road impact
...
of a balloon payment. In this article, we look at the balloon payment structure and what consumers can do to manage this or alternatives that can be considered when procuring a vehicle.
show more
READ MORE
809
Article
Can a Creditor Sell the Home of a Debtor to Recover Outstanding Debt?
12 August 2024
Most South Africans today, are overburdened and overwhelmed with debt and are struggling to repay creditors. According to recent statistics,
...
a third of people in South Africa with credit are struggling to repay their debts. This means, there are approximately 10 million people who are three months or more behind on debt repayments. This article will explore under what circumstances can a creditor (someone to who you owe money) have your residential home or immovable property sold in execution to obtain payment of an outstanding debt after judgment has been granted in their favour.
show more
READ MORE
7088
Article
Does a Settlement Agreement Constitute a Credit Agreement?
02 November 2023
In a recent legal dispute, the court's ruling brought to the forefront a perplexing issue that has long plagued the
...
legal landscape: the classification of settlement agreements under the National Credit Act (NCA). The court's decision, which emphasised the importance of preserving the amicable resolution of disputes, shed light on the intricate interplay between settlement agreements and credit agreements within the framework of the NCA.
show more
READ MORE
3640
Article
You can share this article in the following networks:
Make an appointment with us today
BOOK NOW
Offices
+27 21 840 8000
law@mblh.co.za
Facebook
Back to top